Optional Benefits | Namibia Health Plan

Optional Benefits

NHP provides optional benefits that are not covered by the medical aid benefits. These benefits were instituted to assist our beneficiaries with assistance to cover unexcepted costs and expenses such as funerals.

Funeral Cover

Underwritten by Sanlam Namibia

The last thing a member should worry about are the funeral expenses following a sudden illness. NHP members have the option to obtain funeral cover at a very competitive rate. The funeral cover is not part of the normal medical aid fund benefits.

The Amount payable at death are as follows:

Option 1 (current) Option 2 (new option) Option 3 (new option)
Principal insured N$ 15,000.00 N$ 10,000.00 N$ 7,500.00
Qualifying spouse N$ 15,000.00 N$ 10,000.00 N$ 7,500.00
Qualifying child aged 14 years and older N$ 15,000.00 N$ 10,000.00 N$ 7,500.00
Qualifying child aged 6 years and older but younger than 14 years N$ 7,500.00 N$ 5,000.00 N$ 3,750.00
Qualifying child younger than age 6 years N$ 3,750.00 N$ 2,500.00 N$ 1,875.00
Still-born child N$ 3,750.00 N$ 2,500.00 N$ 1,875.00


Monthly Premium per Option:

Option 1 (current) Option 2 (new option) Option 3 (new option)
Main member only N$ 23.75 N$ 15.85 N$ 11.90
Member and family N$ 39.20 N$ 26.15 N$ 19.60

The risk of this product is fully underwritten by a registered insurer as required by the Medical Aid and Insurance Acts.
Please note:

  • New members may have a choice at inception to choose one of the benefit options, either principal member only or the family package.
  • Annually, on 1 March, employees will have a choice to lower or increase their benefit options or moving from principal member only to the family package and vice versa.
  • If an existing member increases his/her benefit option or moves from principal member only package to family package, a 6 months waiting period for natural cause death will apply to the cover amount in excess of the amount that applied before the increase or the additional cover for the spouse and children.

Downloads

Click on the link below to download the Funeral Cover Application Form

Forms

Select and download all application, registration and request forms as well as information on NHP’s designated service providers, tariffs and travel insurance.

See all forms

Information and Services

Benefit suggestions

These life stages aim to illustrate the thoughtful consideration given to the evolving healthcare needs of individuals at different points in their lives. By aligning medical aid benefits with these life stages, we ensure that our members receive targeted and effective healthcare support throughout their journey.

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