Smart Saver benefit - Added Value Benefits | Namibia Health Plan

Smart Saver benefit

Preventative Care incentives

  • The member is incentivised to utilise the Funds available Preventative Care benefits.
  • This benefit is granted on a per beneficiary basis i.e. if two members in the same family gofor the same test then both beneficiaries may be rewarded / incentivised (e.g. 2 x N$ 150 for bone density testing for a pensioner couple).
  • The rules pertaining to Preventative Care benefits will apply and be taken into consideration when quantifying the amount applicable and to be transferred to the members Accumulated Roll-Over Account.

This benefit will be applied on each option and for each Preventative Care benefit as follows:

Preventative care benefit
Gold
Platinum
Titanium
Silver
Bronze
Mammogram
15015010010075
Pap smear
150
150
100
100
75
Cervical vaccination
150
150
100
100
75
Prostate screening
150
150
100
100
75
Bone density screening
150
150
100
100
75
Colorectal cancer screening
150
150
100
100
75
Lipogram (Cholesterol)
150
150
100
100
75
HIV screening
150
150
100
100
75
Flu vaccine
150
150
100
100
75
Pneumococcal vaccine
150
150
100
100
75

Introducing the Health Risk Assessment (HRA) Incentive 

Every family on one of the qualifying options, will receive one incentive amount upon the successful completion and submission of a Health Risk Assessment (Wellness screening) at either of any of the wellness events organised by the Fund or alternatively at any designated network pharmacies. 

Members may go to any of the Fund’s wellness days or at a network pharmacy for an HRA to be done. Such HRA may be claimed at he rate of N$ 180 per screening, if conduscted at a network pharmacy. This benefit is limited to one (1) incentive per family per annum and will be granted on a per beneficiarty basis. 

The maximum amount for which a member may qualify, in respect of the successful completion of a number of HRA’s per family, may not be more than the family benefit quoted below:

Option
Smart Saver benefit per family
Gold
N$ 1. 000
Platinum
N$ 1 000
Titanium
N$ 750
Silver
N$ 750
Bronze
N$ 500
Hospital
N$ 500
Blue Diamond
No benefit
Litunga
No benefit

Please note:  Vaccinations for diseases not on the list above are covered by your Acute Medication benefit. Identification of high risk members for intervention is done through the NHP Wellness Programme, where members can form part of the NHP Beneficiary Risk Management (BRM) Programme, if they agree to enrol.

Forms

Select and download all application, registration and request forms as well as information on NHP’s designated service providers, tariffs and travel insurance.

See all forms

Information and Services

Benefit suggestions

These life stages aim to illustrate the thoughtful consideration given to the evolving healthcare needs of individuals at different points in their lives. By aligning medical aid benefits with these life stages, we ensure that our members receive targeted and effective healthcare support throughout their journey.

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