How are benefits allocated?

All benefit options on the Fund are specifically designed to cater for the needs of its members based on their medical needs and affordability.

The range of benefits includes two traditional benefit options; namely the Gold and Platinum and Titanium benefit options, as well as three new generation benefit options; namely the Silver, Bronze and Hospital benefit options. Two of the benefit options offered to members, the Blue Diamond and the Litunga benefit option, are primary healthcare benefit options.

The Fund’s product range has been developed in conjunction with consulting actuaries who specialise in healthcare financing. This has been done in order to create a flexible range of legislatively compliant, sustainable, actuarially sound and cost effective benefit options, designed to meet the needs of both employers and individuals in all spheres of employment.